Stellar is a platform that connects banks, payment systems, and people. Integrate to move money quickly, reliably, and at almost no cost. Stellar is an open-source protocol for value exchange.
The Stellar protocol is supported by a nonprofit, the Stellar Development. Stellar is an open-source protocol for exchanging money.
Servers run a software implementation of the protocol, and use the Internet to connect to and communicate with other Stellar servers, forming a global value exchange network. Each server stores a record of all “accounts” on the network. These records are stored in a database called the “ledger”. Servers propose changes to the ledger by proposing “transactions”, which move accounts from one state to another by spending the account’s balance or changing a property of the account.